Settling an estate
shouldn't be this hard

Upload the death certificate, we handle the rest. Settle closes every account, from banks to subscriptions, so you can focus on your family instead of paperwork.

See How It Works

Trusted by estate attorneys and executors in all 50 states. No credit card required to get started.

The problem

The average estate requires closing 20+ accounts across dozens of institutions

When someone passes away, their executor inherits a mountain of administrative work. Every bank, insurer, utility, and subscription needs a death certificate, specific forms, and follow-up calls. Most executors spend 400+ hours on paperwork, during one of the hardest times of their lives.

The solution

One upload. Every account. Handled.

Settle is the account-closure engine that does the work for you. Upload your documents once, and we discover accounts, generate closure requests, submit them through proper channels, and track every response until every account is resolved.

  • No more hours on hold with customer service
  • No more certified mail and tracking numbers
  • No more spreadsheets to keep track of what's closed
  • No more wondering if something was missed

How it works

From overwhelmed to organized in four steps

01

Upload Documents

Upload the death certificate and executor appointment. Settle securely stores and processes your documents.

02

We Discover Accounts

Our engine identifies connected accounts across banking, insurance, utilities, subscriptions, and more.

03

We Close Accounts

Settle generates, submits, and tracks closure requests through each institution's required process.

04

You Get Confirmation

Receive closure certificates for every account. Clean records for probate court and your peace of mind.

See the full walkthrough

Features

Everything you need to close every account

A complete workflow engine, not just a checklist.

Automatic Account Discovery

Upload key documents and Settle scans for connected accounts across banking, insurance, utilities, subscriptions, and more. No more guessing what needs to be closed.

Smart Document Generation

Settle generates institution-specific closure letters, pre-fills forms, and packages the required documentation for each account. Every letter is reviewed for compliance.

Tracked Submissions & Follow-ups

Every closure request is sent via the institution's required channel and tracked in real time. Settle automatically follows up on stalled requests so nothing falls through the cracks.

Real-Time Progress Dashboard

See the status of every account at a glance. Pending, documents sent, in review, closed. The dashboard updates in real time so you always know exactly where things stand.

Completion Certificates

When an account is fully closed, Settle generates a signed closure certificate for your records and for the probate court. Clean documentation from start to finish.

Attorney & Advisor Portal

Probate attorneys and financial advisors get a dedicated portal to manage multiple client estates, track progress across cases, and provide self-serve tools to families.

Your command center

Order from complexity, at a glance

Watch every account move from pending to closed in real time.

Settle
3 of 6 closed
Overall Progress0%
🏦
Chase Bank
Banking
✓Done
📱
Verizon Wireless
Telecom
Documents
📺
Netflix
Subscription
Pending
🛡
State Farm
Insurance
In
📈
Fidelity Investments
Investment
✓Done
💡
Pacific Gas & Electric
Utilities
Pending

By the numbers

Trusted to handle what matters most

0+
Accounts closed
0+
Hours saved per estate
0
States supported
0%
Client satisfaction

Testimonials

Families and attorneys trust Settle

“After my mother passed, I was drowning in paperwork. Settle organized everything and handled the calls I couldn't bring myself to make. Within six weeks, every account was resolved.”
Margaret Whitfield
Estate Executor · Durham, NC
“I recommend Settle to every client going through probate. It cuts the administrative burden by months and lets families focus on what actually matters during a difficult time.”
Robert Chen
Probate Attorney · Portland, OR
“The dashboard gave me clarity I desperately needed. I could see exactly where every account stood instead of keeping track with sticky notes and spreadsheets.”
Sarah Langford
Estate Executor · Austin, TX

Pricing

Simple, transparent pricing

One estate, one fee. No monthly charges, no hidden costs.

Essential

$349/per estate

For straightforward estates with fewer accounts.

  • Up to 10 account closures
  • Document generation
  • Progress dashboard
  • Email support
  • Closure certificates
Most Popular

Complete

$999/per estate

The full closure engine for most estates.

  • Up to 40 account closures
  • Automatic account discovery
  • Smart document generation
  • Tracked submissions & follow-ups
  • Priority phone & email support
  • Closure certificates
  • Dedicated case manager

Concierge

$2,500+/per estate

White-glove service for complex estates.

  • Unlimited account closures
  • Everything in Complete
  • Attorney coordination
  • Complex asset handling
  • Multi-state estates
  • Dedicated senior case manager
  • Court document preparation
  • 48-hour response guarantee

FAQ

Common questions

Settle is an account-closure engine for estate executors. After a loved one passes, executors are responsible for closing dozens of accounts, from banks and utilities to subscriptions and insurance policies. Settle automates the discovery, document preparation, submission, and tracking of every closure request, so you don't have to make hundreds of phone calls or send dozens of certified letters.
Most accounts can be closed within 2 to 8 weeks, depending on the institution's requirements. Some accounts (like bank accounts with remaining balances) may take longer due to regulatory processes. Settle tracks every timeline and follows up automatically so nothing stalls.
At minimum, you'll need a certified copy of the death certificate and proof of your appointment as executor (Letters Testamentary or Letters of Administration). Settle will guide you through exactly what's needed for each specific account.
Settle is not a law firm and does not provide legal advice. We handle the operational work of account closure, which is distinct from legal work like probate filing or will contests. Many of our clients work with a probate attorney for the legal side while using Settle for the administrative side. We also work directly with attorneys who refer clients to us.
Settle handles bank accounts, credit cards, investment accounts, insurance policies, utility accounts, phone and internet services, streaming subscriptions, memberships, email accounts, social media profiles, and more. If an account needs to be closed, Settle can handle it.
All documents are encrypted in transit and at rest using AES-256 encryption. We are SOC 2 Type II compliant and follow strict data handling protocols. Sensitive documents like death certificates are stored in isolated, access-controlled environments and are only shared with institutions as part of the closure process.
Account closure typically requires legal authority (executor, administrator, or next-of-kin depending on the institution). Settle can help you understand what authority you need and guide you through obtaining it. In some cases, next-of-kin can close certain accounts without full executor status.
Yes. If we're unable to close any accounts on your behalf, we'll refund your payment in full. For partial completions, we work with you to resolve any remaining accounts or provide a prorated adjustment.

You have enough on your mind.
Let us handle the accounts.

Start closing accounts today. No credit card required, no commitment until you're ready.